What is a Public Adjuster and Why You Should Hire One

Wednesday, July 26, 2023

When unexpected disasters strike, dealing with insurance claims can be overwhelming and complex. At times like these, having a reliable and knowledgeable partner to navigate the claims process becomes invaluable. That’s where The Peoples Choice steps in as your trusted public adjuster. Our mission is to advocate for policyholders like you, ensuring fair compensation for your losses. In this article, we’ll explore the crucial role of a public adjuster and how our brand can be your ideal partner during challenging times.

What is a Public Adjuster?

A public adjuster is an independent insurance professional who works exclusively on behalf of the policyholder during the insurance claims process. Unlike insurance company adjusters, who represent the insurer’s interests, public adjusters commit themselves solely to the insured individual or business. Their expertise lies in evaluating damages, preparing and documenting claims, and skillfully negotiating with insurance companies to secure the best possible settlement for their clients.

Who does a Public Adjuster Represent?

When you hire a public adjuster, rest assured that their loyalty is with you—the policyholder. They are your dedicated advocates, making sure that your interests are protected throughout the claims process. The Peoples Choice takes great pride in representing our clients, ensuring they receive the rightful compensation they deserve for their losses.

Is a Public Adjuster an Attorney?

While public adjusters possess extensive knowledge of insurance policies and claims processes, they are not attorneys. However, they can work in tandem with legal professionals if the situation demands legal representation. At The Peoples Choice, our team of experienced public adjusters can collaborate with attorneys when necessary to navigate complex claims successfully.

Who Pays a Public Adjuster?

One might wonder about the cost of hiring a public adjuster. As the policyholder, you pay for the services of a public adjuster. Typically, the fee is based on a percentage of the final insurance settlement, agreed upon before commencing their work. This fee structure aligns the interests of The Peoples Choice with your goal of receiving the maximum settlement, as our compensation is directly tied to the outcome of your claim.

What Type of Damage does a Public Adjuster Handle?

The Peoples Choice excels in handling various types of damages, including:

Fire Damage: Whether it’s a minor fire or a significant blaze, we’ll meticulously assess the damages and losses caused by fire.

Smoke Damage: Smoke can wreak havoc on properties, leaving behind stains and odors. Our expertise ensures that smoke damage is thoroughly documented for proper compensation.

Water Damage: From burst pipes to water leaks, we have the expertise to assess and document water-related damages.

Mold Damage: Mold infestations are not only harmful but also costly to remediate. We ensure thorough documentation to obtain appropriate compensation.

Storm Damage: We are well-versed in dealing with claims resulting from storms, including wind, hail, and debris damages.

Roof Damage: Roof damage is a common issue, and we know how to navigate these claims effectively.

Sinkholes: Sinkholes can cause significant structural damage. Our skilled adjusters will handle your claim with utmost care.

Hurricanes: Hurricane-related damages can be overwhelming, but The Peoples Choice has the experience to guide you through the claims process.

Why Should You Hire a Public Adjuster?

Hiring a public adjuster like The Peoples Choice offers numerous benefits:

Expertise: Our team of skilled professionals has in-depth knowledge of the insurance industry, ensuring you receive accurate assessments and fair settlements.

Maximized Settlements: With our negotiation skills, we strive to maximize your settlement, ensuring you get the full compensation you deserve.

Efficiency: We expedite the claims process, reducing the time you spend dealing with insurance companies and facilitating a faster resolution.

Reduced Stress: Dealing with insurance claims can be overwhelming, but with our help, you can rest assured knowing your claim is in capable hands.

When faced with home damages caused by fire, smoke, water, storms, or other perils, hiring a public adjuster is a prudent decision. The Peoples Choice is here to be your advocate and guide, ensuring you receive fair compensation for your losses. Contact us today, and let us be your trusted public adjuster—your partner in securing a brighter future even after unforeseen disasters.